Terms of Use

By your use of this website, you acknowledge, confirm and agree to the statements and disclaimers set forth herein.


The information and advice contained on this website has been prepared in good faith and is for educational, reference and informational purposes only.


The information and advice found on this website may not necessarily be suitable for your own personal circumstances.   You therefore may not receive any benefit from application of the information and advice given nor does the website guarantee that you will achieve any specific result.  


The authors and publisher expressly disclaim any responsibility or liability for any adverse effects occurring as a result of use, misuse or abuse of the suggestions, information or advice given herein.   Any action taken by the reader in response to the information and advice contained on this website is solely at the reader’s discretion and own risk. 

You hereby release and agree to hold harmless the website, its directors, officers, employees, agents, representatives, authors, publishers, successors, advisors, consultants, and assigns from any and all causes of action and claims of any nature resulting from your use of information, advice and statements.

  • Disclaimer

  • This site has been approved by the Plexus Worldwide Compliance Department Approval Code: 231901692014af